Catch up to 40 percent off during Home Credit and SM Appliance Center's Grand Pay Hulugan

There are also other exclusive perks for customers.

Courtesy: Home Credit

What's in it for Home Credit customers?

SM Appliance Center and Home Credit Philippines have again teamed up to relaunch the Grand Pay Hulugan, an exclusive sale for Home Credit customers.

Running until September 30, 2025, the nationwide promo offers exclusive deals, 0 percent interest installment plans, and freebies for Home Credit users. The partnership gives Filipinos access to flexible financing on appliance and gadget brands across over 90 SM Appliance Center branches nationwide.

Through the Grand Pay Hulugan, customers will be able to access up to 40 percent off on select appliances, no down payment required for existing Home Credit customers, and 0 percent interest on all Home Credit installment plans.

Customers will also be able to choose from flexible payment terms of up to 18 months, and up to 24 months on select AV/TV models.

Some of the brands included in the promo are Samsung, LG, Panasonic, Skyworth, TCL, Whirlpool, Condura, and La Germania.

Some featured items are:

• Samsung 55" Crystal UHD 4K Smart TV
• LG 8.5kg Top Load Smart Inverter Washing Machine
• Panasonic 1HP Split-Type Inverter Air Conditioner
• Skyworth 55" QLED Google 4K TV (BONUS: Customers who purchase select Skyworth TVs will receive PHP 500 McDonald's gift certificates.)

You can check out your nearest SM Appliance Center, SM Appliance Center Website, or SM Appliance Center Facebook page to explore the full list of offers. Promo runs until September 30, 2025.