Home Credit outs last minute Holiday shopping promo for as low as PHP 19 per day

Home Credit reveals Christmas Holiday deals across different gadgets.

HC promo banner

Affordable options to get your gifts

We are now in the festive season increased activity in commercial centers and heightened demand for gifts. 

Malls are experiencing significant foot traffic, while residential areas display festive decorations. 

Home Credit says the combination of year-end professional deadlines, social commitments, and the pursuit of suitable presents contributes to this dilemma.

With that, consumer finance company Home Credit Philippines (HCPH) is promoting its "The Great Double Zero Festival." 

The promotion features payment plans with zero down payment and zero percent interest on installment purchases, alongside flexible repayment terms. The company positions this as a method for acquiring gifts with daily payments starting from PHP 19.

The promotion encompasses a range of product categories, presented as potential gift options.

Home Appliance Suggestions

The financial firm highlights home appliances, with an installment of up to 18 months. Featured items include:

• Devant 43-inch Full HD Smart TV for PHP 649/mo or PHP 22/day - PHP 15,991
• TCL 32-inch S5K Full HD QLED Google TV for 569/mo or PHP 19/day - PHP 13,990 SRP
• Panasonic 9.5 cubic foot Two Door No Frost Inverter Refrigerator PHP 909/mo or PHP 30/day - PHP 22,465 SRP

Refrigerator Options

Refrigerators

If you are looking to upgrade your kitchen, Home Credit has a selection of refrigerators that are offered in flexible terms, starting from PHP 22 per day (or PHP 669 monthly). Examples are:

• Condura 6.3 cubic foot Inverter Two Door model for PHP 669/mo or PHP 22/day - PHP 16,578 SRP
• LG 7.2 cubic foot Two Door Smart Inverter No Frost model for PHP 679/mo or PHP 23/day - PHP 16,713 SRP
• Samsung 7.4 cubic foot Inverter Two Door model for PHP 809/mo or PHP 27/day - PHP 19,882

Large 4K TVs

Big screen TVs

Larger-screen televisions are available with flexible payments up to 18 months. Listed models are:

• TCL 55-inch 4K HDR TV for PHP 849/mo or PHP 28/day - PHP 20,952 SRP
• Samsung 55-inch Crystal 4K UHD Smart TV for PHP 889/mo or PHP 30/day - PHP 21,999 SRP
• Haier 55-inch 4K UHD Android TV  for PHP 859/mo or PHP 29/ day - PHP 22,290 SRP

Air Conditioning Units

Aircon products

Air conditioners are included in the promotion, with installments for up to 18 months. Below are the choices:

• Midea 1.5HP Celest Inverter Split Type  for PHP 769/mo or PHP 26/day - PHP 19,093 SRP
• Haier 1.5HP Clean Cool Inverter Split Type for PHP 859/mo or PHP 29/day - PHP 19,300 SRP
• Condura 1.0HP Inverter Window Type for PHP 940/mo or PHP 32/day - PHP 23,371 SRP

Mobile Devices

The latest iPhone models are also part of the offering, with daily installments of up to 24 months. Listed starting prices are:

• iPhone 17 for PHP 1,842/mo or PHP 61/day - PHP 57,990 SRP
• iPhone Air for PHP 2,279/mo or PHP 76/day - PHP 72,990 SRP
• iPhone 17 Pro for PHP 2,484/mo or PHP 83/day - PHP 79,990 SRP
• iPhone 17 Pro Max for PHP 2,688/mo or PHP 90/day - PHP 86,990 SRP

All phone prices and installments are indicated as variable by specific device variant.

Promotion details and application

The "The Great Double Zero Festival" promotion is available until December 31, 2025. According to Home Credit, the application process requires one valid ID for in-store applications, with approval times cited as potentially under one minute, subject to eligibility. The offer is available at over 18,000 partner retail locations nationwide.

Consumers may also apply for pre-approval through the Home Credit mobile application, accessible via Google Play, the App Store, or Huawei AppGallery.

What do you guys think?