Maya Time Deposit Plus: How your "luho" and savings can co-exist

We all have that "luho" we can't seem to let go of—toy collections, travel, food, and so on.

We tried Maya's Time Deposit Plus

For me, it's going to K-pop concerts and collecting merch. While these are important for our sanity and healing our inner child, we can’t ignore the fact that we need to start saving up for the future.

That's where Maya Time Deposit Plus comes in. Setting it up was a breeze, and it’s packed with features that make saving simple and flexible.

Here's how you can start your own Time Deposit Plus with Maya:

Choose terms of 3 months, 6 months, and 12 months

1. Choose how you want to start saving - First things first—decide how long you want to lock in your savings.

Maya Time Deposit Plus offers three options, each with competitive interest rates:

• 3 months (up to 5.25% p.a.)
• 6 months (up to 5.75% p.a.)
• 12 months (up to 5.5% p.a.)

I personally chose the 3-month term to earn interest quickly while still keeping my savings flexible. With these options, you can pick what suits your goals best.

Tailor your savings to fit your financial goals

2. Set up your Time Deposit Plus account - Once you've decided on the term, it's time to make it personal! You can name your Time Deposit Plus account—whether it’s "Concert Fund" or "Future Travels," it's up to you. Then, select your target amount, starting from PHP 5,000 up to PHP 1,000,000.

This helps keep your savings goal in sight and gives you something to work towards.

Deposit additional funds starting from PHP 1.00.

3. Add extra funds anytime - One of the best parts? You can add extra funds to your Time Deposit Plus anytime, starting from just PHP 1.

This flexibility is perfect for those of us who might want to gradually build up our savings rather than deposit a large lump sum all at once. So whenever I have some extra cash—like after selling old merch or skipping a night out—I can easily boost my savings.

Manage up to five accounts with a max balance of PHP 1 million each

4. Manage up to 5 different accounts - Maya lets you manage up to five different Time Deposit Plus accounts simultaneously, each with its own name, term, and target amount. This is ideal if you have multiple goals, like saving for that much-anticipated LE SSERAFIM World Tour, or a future trip to South Korea. Keeping everything organized is super easy, and you can track your progress in one place.

Keep track of your progress easily

5. Easily track your progress towards your goal - Keeping track of your savings is effortless with Maya Time Deposit Plus. The app makes it easy to monitor your progress towards your target amount, so you’ll always know how close you are to reaching your financial goals. Whether you're saving for a future trip to Seoul or building a safety net, it's reassuring to see how far you've come—and how much closer you are to achieving what you’ve set out to do.

Our thoughts

Truly, YOUR SAVINGS, YOUR WAY.

Maya Time Deposit Plus has given me the freedom to save on my terms. Whether I’m setting aside money for the next K-Pop concert or planning a bigger financial goal, it’s all possible with this flexible and high-yield savings tool.

And to make things even better, when you register for an account, you can use our unique code GGLOVESMAYA to get started and enjoy extra benefits. Basically, you can get PHP 30 when you make your first PHP 20 spend.

So, if you're ready to start saving wisely while still living your best life, give Maya Time Deposit Plus a try.

What do you guys think?