As GCash turns 20, here are its top 20 features

The platform continued to expand its services from simply cash transfers.

As GCash turns 20

A 20-year history

From a simple SMS money transfer, GCash has transformed into a platform that can be used for a number of financial needs. Through the platform, users can now pay bills, shop, and even invest.

Here is a rundown of what users can do via GCash:

SMS Money Transfer - GCash changed the game in 2004 by making it simple to send and receive money using SMS. This opened up financial freedom for millions.

Buy Load - In 2012, GCash expanded its services to include mobile load, data, and other prepaid services. This made it easier than ever to top up your accounts.

Pay Bills - Also in 2012, GCash introduced the Pay Bills feature, allowing you to pay bills directly from your phone. With over 1,900 billers available, you can easily manage your finances.

Scan-to-Pay QR - GCash brought cashless payments to the Philippines in 2017 with Scan-to-Pay QR, making shopping more convenient and efficient.

eKYC (Electronic Know-Your-Customer) - The platform changed identity verification in 2018 with eKYC. Simply scan your ID, take a selfie, and you're verified in minutes.

GCredit - The feature was launched in 2018, making it easy to borrow money instantly.

GScore - GCash introduced GScore in 2018, a system that rewards users with more perks as their score improves. This includes access to more lending products. Today, over 5.4 million people use GCredit, many of whom are small business owners and women.

GSave - In 2018, GCash launched GSave, a convenient way to save money. Today, GSave has partnered with multiple banks and has over 10.9 million users earning up to 15 percent interest.

GForest - Launched in 2019, the feature allows users to plant virtual trees using GCash. These trees are then planted in real life, helping to reduce carbon emissions. Over 2.8 million trees have been planted, with 17 million Green Heroes participating.

GInsure - In 2020, GCash introduced GInsure, an easy way to purchase affordable health and life insurance. With just a few taps, users can get insured for as low as PHP 10 per month.

GLife - Launched in 2020, the feature has evolved from a mini-program into a comprehensive super app within GCash.

GGives & GLoan - GCash introduced GGives and GLoan in 2021, making it easy to borrow money for purchases and emergencies. GGives offers installment plans, and GLoan provides loans up to PHP 125,000.

GInvest Funds - GInvest, now called GFunds, lets users invest in top local and global companies for as low as PHP 50.

GJobs - GJobs, a job search platform within GCash, helps users find suitable employment. Powered by PasaJob, it offers personalized job listings and resources.

Global Pay - GCash expanded its services in 2022 with Global Pay, allowing for easy international payments. Using GCash and Alipay+, users can make payments worldwide.

Send Money Protect (Scam Insurance) - In 2023, GCash partnered with Chubb to offer Send Money Protect, a cyber insurance for GCash Express Send transfers. This protects users from scams and fraud for up to PHP 15,000 for 30 days.

GStocks PH - GStocks PH, a new investment platform on GCash, allows users to invest in Philippine stocks for as low as PHP 1,000. With over 692,000 users, the feature makes investing accessible to everyone.

GCrypto - GCash expanded into cryptocurrency in 2023 with GCrypto, partnering with PDAX. This made buying, selling, and trading crypto easy and accessible through the GCash app.

GCash Visa Card - GCash launched the GCash Visa Card in 2023, expanding its services beyond digital wallets. This can be used for online or in-store purchases worldwide with no hidden charges and competitive exchange rates.

GCash Overseas - GCash Overseas, launched in 2023, allows OFWs to send money home instantly and pay bills in the Philippines.

These 20 features are just the tip of the iceberg. GCash has even more to offer, with tons of tools and services making life easier every day. As we celebrate two decades with GCash, we can't wait to see how it will continue shaping the future of finance for the next 20 years and beyond! The company said.

What do you think guys?